Personal · Business · Property & trusts
One login.
Separate books.
Tallied smartly.
TallySmarts keeps your everyday spending and your family trust or investment property books side by side — never mixed up, never in two different apps.
No card required · Import your first statement in under two minutes
Built for two kinds of books
Most apps assume you only need one set of books.
Everyone gets a Personal workspace, and Plus and Premium add separate Business or Trust workspaces — under the one login, never combined in the one report.
Everyday money
- Budgets that track against real spending, category by category
- Recurring bills and subscriptions, with reminders before they hit
- Every account — bank, credit card, super — in one net worth view
Property, trusts & loans
- A dedicated Business/Trust workspace (Plus & Premium), kept out of your personal reports
- Loan and mortgage tracking with balance and repayment history
- A Rental Property Summary under the ATO schedule labels, ready for your accountant (Premium)
How it works
From bank statement to full picture, without the spreadsheet.
Net worth
Every account, one number.
Bank accounts, credit cards, super and investment accounts roll up into a single net worth figure, tracked month over month — so a shrinking credit card balance and a growing super balance tell one story instead of three.
Accounts & Net WorthTax time
Loan tracking that ends in a P&L, not a headache.
Log each loan against the property it funds, and TallySmarts keeps repayments, interest and balance in step automatically. When July comes around, Premium exports an Accountant Pack for the financial year - rental schedule, loan interest and every transaction - straight to your accountant.
Loan tracking + Accountant Pack exportYour data, your call
Bring your own bank statement — literally.
Drop in a CSV export from your bank and TallySmarts recognises the format, tidies up the merchant names and sorts each line into a category — then shows you everything before anything is saved.
CSV importStaying on budget
Budgets that flag themselves before you overspend.
Set a figure per category once — or let TallySmarts suggest one from what you usually spend. It tracks each against real transactions as they land, shows how much income is still left to budget, and on Plus forecasts where each one will finish. Paid fortnightly? Switch to pay-cycle budgets and everything runs payday to payday.
Budgets & billsPlanning ahead
Know what's coming before it lands.
TallySmarts walks your balance forward day by day — pay, rent, bills and your usual spending — so you can see the low point before payday, not after. Bills tick themselves off when the payment turns up in your transactions, and credit card due dates follow your statement, weekends and all.
Forecasts on Plus · bills on every planAustralian banks
Built where you bank.
Built by an Aussie, for how Australians bank and lodge tax.
Built for Australian banks. Built for the Australian tax year.
TallySmarts has ready-made import formats for 20+ Australian banks, and maps any other bank's CSV in a couple of clicks — every report, from budgets to the Accountant Pack, runs on the July–June financial year.
Bank compatibility
A few of the banks with a ready-made import format — plus more.
Pricing
Start free. Grow into what you need.
Free is live today. Plus and Premium are coming soon, shaping up as below.
- Personal budgeting and bill reminders
- 3 accounts, 8 budgets, 1 goal
- CSV import with bank auto-detect
- Reports with 6 months of history
- Export your data any time
$4.99/mo billed annually
- Everything in Free, with higher limits
- A Business/Trust workspace and investment property tracking
- Pay-cycle budgets, rollover and month-end forecasts
- 30-day cash-flow forecast
- Reports with 12 months of history
$9.99/mo billed annually
- Everything in Plus, with no limits
- Unlimited Business/Trust workspaces
- Tax-ready exports for your accountant
- 90-day cash-flow forecast and period comparisons
- 24 months of history and priority support
Why
I built this because I needed one place for my own everyday spending and my investment property — and every app I tried either mixed the two together or made me juggle two separate logins. So I built the one that keeps them side by side instead.
— Tim, FounderReady when you are
Bring your accounts together — personal, property and trust — in one place.
Free to start. No card required. Two minutes to your first import.